Set up the direct debit for your contributions
Pay your autonomo contributions by SEPA direct debit from a bank account, using the TC 1/15-3 mandate form when you need to set or change it.
For: Self-employed people in Spain who pay monthly Social Security contributions and need to set or change the paying account.
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What you need
Steps
Pick an account at a bank or financial entity that works with Social Security.
If you give the IBAN during your online alta, the debit is set there. Use the paper mandate when you change the account or the alta did not set it.
Get form TC 1/15-3: the SEPA direct debit mandate for paying Social Security contributions.
Mark the request type "alta en domiciliación" and the regime for autonomos (R.E. Trabajadores Autónomos).
For a change of account, mark the change of bank details option instead.
Fill in your details, the Social Security number, and the IBAN and holder data of the account.
Sign as account holder and as the person responsible for payment, even if you are the same person.
Hand the signed form in at any Social Security Treasury office (TGSS). For a change of bank details you can also hand it in at your bank.
Keep paying by payment document until the first debit arrives.
When you change accounts, keep the old data active until you receive a debit on the new account.
Done when: The bank charges your account on the last working day of the month and sends you a debit receipt.
Common mistakes
- Signing only once when you are both the holder and the payer. Both signatures are required even if it is one person. Seguridad Social: form TC 1/15-3 (SEPA mandate)
What varies
Whether you need the paper form depends on whether the online alta already set your account. Offices and bank counters differ in how they take the form.
Who can do this for you
This page is general information, not legal advice.